Lazy Cash

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Lazy Cash

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Earn more interest on your Lazy Cash

Earn more interest on your Lazy CashEarn more interest on your Lazy CashEarn more interest on your Lazy Cash

We actively manage your cheque and savings balances to earn you (lots) more interest

Earn more interest on your Lazy Cash

Earn more interest on your Lazy CashEarn more interest on your Lazy CashEarn more interest on your Lazy Cash

We actively manage your cheque and savings balances to earn you (lots) more interest

About Lazy Cash

Our Mission

Our Mission

Our Mission

To help businesses turn idle balances into maximum interest — every day.

Our History

Our Mission

Our Mission

Lazy Cash was developed by the Creative CFO team, which was founded in 2013 and consists of accountants and financial professionals. 


We designed the software to automate essential aspects of a professional, treasury-level approach to cash management.

Our Vision

Our Mission

Our Vision

Is a world where more SMEs succeed.

How it works

Secure API banking rights only for internal transfers (no external payments possible)

Transfer only permissions

Determine the maximum savings possible

Determine the maximum savings possible

We use transfer-only banking API rights on your cheque and savings accounts to safely move cash between your internal accounts.


No external payments are possible with our program.

Maximising the interest-earning cash in your savings account

Determine the maximum savings possible

Determine the maximum savings possible

Determine the maximum savings possible

At the end of each day, we sweep as much cash as possible into your higher-interest earning savings account — while keeping just enough in your cheque account for overnight transactions.


In the morning, and throughout the day we monitor balances and top up your cheque as needed.

Earning you real cash off your savings

Make you money

Determine the maximum savings possible

Make you money

By automating transfers and optimising balances, we turn your Lazy Cash into real daily interest earnings.


Contact Us

Drop us a line if you'd like to earn more interest

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Or email us at interest@creativecfo.com

Lazy Cash is Creative CFO application

Copyright © 2025 Lazy Cash - All Rights Reserved.

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